Income Tax Debt

Are you behind in paying your income tax or HST? Talk to us about a debt repayment plan that we’ll present to CRA on your behalf.

Corporate Debt Management

We specialize in Division 1 proposals and corporate insolvency filings. Let us develop a solution that will protect your assets and help rebuild your credit.

Small Business/ Sole Proprietor
Debt Management

We specialize in Division 1 proposals and corporate insolvency filings. Let us develop a solution that will protect your assets and help rebuild your credit.

Did you Guarantee a Debt?

Guaranteeing a loan is a big responsibility. Talk to us about your rights and responsibilities as a guarantor, and how to protect yourself if the borrower defaults.

Debt Consolidation

Take control of your personal finances with a customized debt management solution.

Consumer Proposal

Negotiate lower payments and eliminate debt faster with a managed consumer proposal.

Bankruptcy

Remove your debt burden, stop unwanted contact from creditors, and rebuild your credit rating.

Debt Free Just Ahead

Helping Toronto Families and Businesses Reduce and Eliminate Debt

Since 2006, Licensed Insolvency Trustee Robert Charles and his team have helped hundreds of individuals, families, and businesses manage their debt situation with the personal service that only an independent licensed insolvency trustee can give.

  • Founded by Robert Charles, B.A., CIRP, a licensed insolvency trustee since 2004
  • Trusted by Toronto’s top legal, financial, and business professionals
  • Fast, courteous, reliable service regardless of your financial situation
  • Conveniently located in southwest Toronto, in the former city of Etobicoke
  • Help always just a phone call away
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