Personal Financial Services

Corporate Financial Services

About Us

Debt solutions in Ontario

Charles Advisory Services provides personal debt solutions in Ontario, Canada. Our team works closely with clients from all financial backgrounds, including those in need of:

  • Debt Management
  • Credit Management
  • Bankruptcy (Including corporate bankruptcy)
  • Consumer Proposals
  • Division 1 Proposals

As a leading bankruptcy trustee in Toronto, we help clients navigate the rocky waters of insolvency. We specialize in all types of debt, including:

  • Bank loans
  • Personal loans
  • Credit cards
  • Payday loans
  • Unpaid taxes
  • Accounts in collection
  • Outstanding bills
  • Unsecured lines of credit
  • Overdraft

When you choose Charles Advisory Services, you’re choosing a local Canadian firm with Canadian values. It’s important that residents and businesses across Ontario are independent and financially viable.

Our Team In Toronto

To achieve our goals of providing Torontonians with the debt services they require, Charles Advisory Services recruits experienced professionals. Currently, our team consists of:

Robert Charles
Robert Charles

Company namesake, Robert Charles, is one of the most highly regarded bankruptcy trustees in Toronto. His focus is always to help clients find relief from debt so they can begin rebuilding credit with customized options for individual needs. Mr. Charles has been serving as a licensed insolvency bankruptcy trustee in Toronto since 2006.

Sarwat Khan
Sarwat Khan

Ms. Khan has been part of Charles Advisory Services since 2019. Her attention to detail and willingness to go above and beyond for her clients set her apart as an insolvency professional. Ms. Khan is certified as an insolvency bankruptcy trustee in Toronto and speaks four languages, including English, Urdu, Hindi, and Punjabi.

Learn more about our team here.

Bankruptcy Resources

Resources

Office of the Superintendent of Bankruptcy – An agency of the federal government,...

FAQ’s

Can I really be “debt free”?

“Debt free” is simply an advertising term used by many firms, Licensed Insolvency Trustees and otherwise. For most of us, we don’t want to be “debt free”. Paying on a mortgage, paying on a car loan, are good positive forms of debt.... Read More

Do I really need to file bankruptcy?

The decision to file a bankruptcy is a very personal decision. If you are not able to pay all your bills on time as required by your creditors, you should get advice from a Licensed Insolvency Trustee in Toronto. Make sure if you go to a company... Read More

What is a Proposal?

A Proposal is an offer made by an individual or a Company to their creditors to repay all or part of their debt, without interest on terms agreed upon as part of the Proposal. Read More

OUR BLOG

7 Tips to Avoid Personal Bankruptcy
7 Tips to Avoid Personal Bankruptcy
Posted by on December 16, 2021

Have you reached a point in time where you’re concerned that you may have to declare personal bankruptcy?  It can be scary to contemplate using Etobicoke personal bankruptcy services. Read More

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